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What is a funeral plan?
A plan is something put in place to ensure that what you want is provided for you at the time of death. It is a funeral which you organise and pay for yourself before the time of need. Once you pass away the plan is put into action and everything you have chosen or requested will be given to you in order for the funeral to take place.
What happens if I die while on holiday or away from home?
Your funeral director will arrange collection from anywhere in the UK, although a fee may apply. If you die abroad then repatriation costs will be incurred. Please check that your normal travel insurance policy covers this.
How can I pay for my funeral plan?
There are a number of ways. You can pay securely online through this website, you can pay by cheque or bank transfer or you can pay over a number of months, interest free over 12 months or up to 10 years (with charges that add to your plan value not to our bottom line)* by direct debit. Feel free to contact us directly by email or phone to discuss payment if you wish to.
What if I die before I have paid in full?
The plan will continue as you have requested and your estate or relatives will pay the difference between the plan value and the cost of the funeral.
Where does my money go?
The money you pay towards your funeral is given to the Open Plan Company who look after, insure and guarantee the money for when the funeral director needs it at the time of your death. The plan company look after the money up until the time that you need it.
Is my money safe?
Your payment is made into the Open Prepaid Funerals Trust Fund where it is managed by a board of trustees and investment managers. The trust fund is a separate entity and independent from Open Prepaid Funerals Limited. The trust fund is invested in a wide range of options to target long term growth.
Can I personalise my plan?
The Open Plan is designed to be as personal to you as you wish; choose one of the standard plans and personalise that with your own preferences including readings, songs, hymns, flowers, donations to charity etc. We can also help you to create a completely unique plan to you either directly with us or through a local funeral director. Just get in touch with us for more details.
What happens if I move?
If you move we will endeavour to place you plan with a newly nominated funeral director local to your new residence. Should you wish to we will keep you involved in this process.
Oak Package-£3000, this is the full amount you will pay for the funeral plan plus £195 admin fee that goes to the plan company.
The full £3000 is then split into two sections for the different costings:
Our fees: £2000 includes transportation, Limo, Hearse, Collection of deceased, coffin and orders of service.
Disbursements: £1000 includes doctors’ fees, cremation fees, flowers, celebrant or minister and service costs. Anything over the £1000 disbursement costs would need to be sourced at the time the plan was actioned.